EXCHKR

Privacy Policy

Last Updated: May 22, 2026

1. Introduction

EXCHKR ("Company," "we," "us," or "our") operates the EXCHKR website and application. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

2. Information We Collect

We collect information you provide directly:

  • Account Information: Email, password, name, phone number
  • Club Information: Club membership details, roles, permissions
  • Financial Data: Transaction history, dues, invoices, reimbursements
  • Communication Data: Messages, support tickets, feedback

3. How We Use Your Information

We use your information to:

  • Create and manage your account
  • Provide club management and financial features
  • Send notifications and updates
  • Improve our services
  • Comply with legal obligations
  • Prevent fraud and security issues

4. Data Security

We implement industry-standard security measures including:

  • Encryption of sensitive data
  • Secure authentication (JWT tokens)
  • Regular security audits
  • Password hashing with bcrypt

5. Third-Party Services

We use the following third-party services:

  • Firebase Authentication: For account creation and Google sign-in
  • Stripe: For payment processing
  • Plaid: For banking connections
  • Resend: For email communications
  • Anthropic: For AI assistant features (questions you ask Buck are processed to generate answers)

These services have their own privacy policies that we recommend reviewing.

6. Your Rights

You have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Delete your account and associated data
  • Opt-out of marketing communications

7. Data Retention

We retain your data for as long as your account is active. When you delete your account, we delete associated personal data within 30 days, except where required by law.

8. Contact Us

For privacy questions or concerns, contact us at:

  • Email: team@exchkr.com
  • Website: exchkr.com

9. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or prominent notice on our website.